1 in 3 Americans Don’t Have Enough to Retire On

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A recent study by Northwestern Mutual found that 1 in 3 Americans have less than $25,000 in retirement savings.

And 21% of Americans have $0.00 saved for retirement.

The average length of retirement is 20 years… How are you going to live for 20 years on nothing?

If you’re still young, take advantage of tax incentives such as an HSA.

If you have an entrepreneurial itch you want to scratch, consider forming an LLC or S-Corp to run your business through.

If you’re approaching retirement, one option in addition to saving for retirement is trying to earn additional income both before and when you enter retirement. This can be done by building a website and starting a blog or an online business.

Retirees may have a lifetime of knowledge they can share in the form of e-books or online classes teaching others valuable skills.

  • Sell information products
  • Write a blog and install AdSense to make money from online ads
  • Make money from affiliate sales
  • Sell physical products, such as books or antiques, online
  • Sell online classes
  • Start an email newsletter
  • Create a membership site

Here are three ideas for making money online in retirement. While it’s never been easier to start an online business, running a business is no walk in the park.

It takes dedication, discipline and overcoming your fear of selling.

However, if you start while you’re young, even a little bit of money from online ads can be reinvested easily using online platforms.