There is no perfect time to invest… Unfortunately for investors in actively managed mutual funds and some actively managed target date funds, market timing is a reactionary investment strategy involving making buy or sell decisions based on predictions about future price movements, over and over. We see patterns where there are really none… This is akin to being a conspiracy theorist. Conspiracy theorists are afraid of something they don’t understand. Unfortunately, if you are afraid to invest in something because you believe the time is not right, I’ve got news…
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Tax Benefits of HSA
HSA tax benefits are very compelling and are perfect for folks who intend to live a long, healthy life. As such, a Health Savings Account (HSA) is a great tax saving tool for any person living in the U.S. who’s looking to save a few tax dollars. I have had an HSA for a few years. The tax benefits of an HSA are great for people who have high health insurance premiums. Five Tax Benefits of an HSA The HSA is a great tax saving, and investment, tool for five…
Read MoreThe Price of Competing on Price
Competing on price is the worst type of competitive situation to be in. If you are competing on price, it means one of two things about your prospects: They don’t get it: You have not done a good job of explaining what you do or what you offer well enough to differentiate it from the rest of the mass market, or… They don’t care: You are selling to the wrong market entirely. For #1, the problem is yours. You need to improve your pitch and approach. With #2, this is…
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