The Luxury Trap

The slow creep of affordable luxuries combined with inflation and higher expectations means that luxuries eventually become necessities. Redefined necessities spawn higher expectations and new obligations to keep up with the Joneses. But the Joneses don’t exist… They are a fictional duo conjured in the funky place in your brain where self-sabotage and boiling frogs (briefly) live.

Read More

3 Retirement Income Ideas to Remain Sane and Healthy

retirement income ideas to keep you sane and healthy

Retirement income and retirement go hand in hand. After all, if you have no income to live on when you’re retired, you won’t enjoy retirement. Not. At. All. So, it makes sense to start planning for multiple streams of retirement income before you actually need the money. Where Does Retirement Income Come From? While retirement hasn’t always been about “not working”, an article in the Washington Post states that almost 20% of people over 65 are actually still working today. This is the highest rate of post-retirement working since 1962.…

Read More

Retirement is Dead. If You Are Alive… You Should Work.

Retirement is dead. I'm glad I learned to code.

When the Social Security Act was passed in 1935 the official retirement age (for legal purposes) was 65. However, this was not a problem for the government… Because the life expectancy of the average American male was 58 at the time. Then, after the depression and World War II, the America’s golden age started. People were able to get a job and work for a company for their whole lives… Then retire with a company pension. If they lived long enough, they could also benefit from social security that they…

Read More